https://youtu.be/UIR4EwwYG68

https://youtu.be/UIR4EwwYG68 

https://youtu.be/XNC9w-FFJ8Y

1. https://www.salliemae.com/smartoption/principiaprep

 

This one lets you take the co-signer off after one year of payments.

Also there is benefits for using a checking account direct debit it lowers the rates.

Also they provide free tutoring help through their partnership with Chegg.

Also does not have any loan fees added

 

*We have a partnership agreement with Sallie Mae so if you could use this link it helps us.

 

 

 

2. https://www.citizensbank.com/student-lending/student-loans.aspx

 

This one lets you take the co-signer off after 36 months of payments.

 

 

Also there is benefits for using a checking account direct debit it lowers the rates.

Also there is benefits for using a checking account direct debit it lowers the rates.

 

 

3. https://www.discover.com/student-loans/

 

This one requires the cosigner to stay on the loan. But the rates are very good as well. Just a bit higher than what I am seeing from Sallie Mae and Citizens at the moment.

Also this one does not have any Loan Fees added to it.

 

 

4. https://www.hesaa.org/oNJCLASS/jsp/NJCLASSWelcome.jsp

 

This is for the New Jersey State loan and I rate it the third best option at the moment. Mainly because of the Loan fees of 3% that the other three don’t.

 

 

Here is the last loan to consider if the rates are higher than what you want or if you are denied the other loans:

 

5. https://studentaid.gov/

 

This is the fifth Loan I would consider in the mix. It has a fixed 5.30 interest rate and can only be taken out by the parent. It also has a loan fee of 4.236 percent. 

 

For the higher starting interest rate and the fee this puts it in fifth place on the list.

 

*All information this page provided by Principia Prep.